Motorcyclists are more susceptible to accidents on the road than those driving cars and trucks. They are more likely to be killed and/or injured. According to the National Highway and Safety Authority, motorcycle crashes cost the American economy $16 billion annually. Most of it is used in emergency services, medical bills, property damage, and rehabilitation. Copper Mountain Insurance aims to provide insurance solutions to help our clients in Arizona and Colorado.
Importance of Motorcycle Insurance While enjoying your bike on the road, it is prudent to protect your life, your bike, and other road users. Motorcycle insurance is the surest way to protect you from financial losses in the event of an accident. Here are four major reasons why you need motorcycle coverage:
- Medical Bills: The cost of medical treatment is enormous if you are involved in an accident. The bills may even skyrocket in cases you will need additional treatment after visiting the hospital. Having adequate cover helps bridge the gap with your personal health insurance.
- Third Party Injury: When you injure others, you must be able to compensate them. A qualified policy provides various levels of payment.
- Motorcycle Replacement: Some accidents result in total loss of your bike. The cost of repairs may surpass the cost of replacement. We offer policies that offer actual cash value or replacement value.
- Collision Coverage: When you are found culpable of causing an accident, your collision part of your policy comes to your rescue in paying for damages you made to to your bike minus your deductible.
With this basic knowledge its time to contact one of our experienced motorcycle insurance agents. At Copper Mountain Insurance we have many different motorcycle carriers to provide you a great price with excellent coverage.