Copper Mountain Insurance Solutions
For quick 5 minute quotes call
602-412-3366
  • Home
  • Quotes
    • Auto Insurance Quotes >
      • Auto Quote
    • Motorcycle or UTV Quote
    • Renters Quote
    • Property Owner Quote >
      • Homeowner Quote
      • Landlords Insurance Quote
      • Condo Quote
      • Umbrella Quote
      • Other Property Quotes
    • Mexican Auto Insurance Quote
    • Business Quotes >
      • Business Quote
      • Business Owners Package (BOP) Insurance Quote
    • Boat Insurance >
      • Boatowner Quote
    • RV Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Products
    • Motor Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
      • Boat Insurance
      • Mexican Auto Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
    • Property >
      • Condo Insurance
      • Home Insurance
      • Landlords Insurance
      • Renters Insurance
    • Life Insurance
    • Umbrella Insurance
    • Real Estate & Mortgage Financing
  • Blog
  • About
    • Staff Directory
    • Insurance Carriers
    • Refer a Friend
    • News
  • Contact

How to Lower Your Auto Insurance Bill

4/18/2018

0 Comments

 
t’s easy to lower your insurance costs — especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad campaigns to convince you to “switch and save” — but the truth is, many people can find savings no matter who their insurance company is.  According to the Insurance Information Institute and other experts, here’s how you can, too:
  1. Drive safely. Accidents, speeding violations, and other incidents on the road can put your safety at risk, of course. But they also can hit your wallet pretty hard, because some can cause your insurance premiums to skyrocket. On the flip side, many companies will give you a discount if you don’t have an accident or moving violation over a set amount of time — so not only will you not pay more than you should, you could pay less than you would otherwise.
  2. Make sure your coverage fits your life (and your car). If you can afford higher deductibles — that is, the amount you have to pay before your insurance kicks in — you can save significantly on your premiums. The Insurance Information Institute says raising your deductible from $200 to $500 could drop your overall cost by as much as 30%. You’ll also want to consider dropping collision or comprehensive coverage if your car is old and worth far less than it once was.
  3. Pay your bills on time. And not just the ones from your insurance company, either. Most carriers use credit information when they’re determining how much your coverage will cost, so it pays to have a good credit history. Other things that can impact your standing include your outstanding balances and how much available credit you have.
  4. Ask about discounts. There are all kinds of discounts available for drivers — including some you might not have realized. Do you own your home? You might save on your car insurance. Do you purchase your homeowners and auto policies from the same company? You’re probably already getting a discount for that. If you don’t drive much, you could be eligible for a low-mileage discount. The list goes on and on, so we’ll help you get the savings you deserve!
  5. Shop around. This goes for cars and insurance policies! Your car has a big impact on how expensive your insurance will be, so if you’re buying a new one, be sure to do your research on how much it costs to repair that particular model, the likelihood of theft, etc.  When it comes to insurance, we can help you get quotes from a number of insurance companies — we’ll make it easy to weigh your options and find the right balance between coverage and cost. 

Feel free to give us a call and we can discuss your specific needs.  Our number is 602-412-3366.
0 Comments

    Contact Us

    (602) 412-3366
    6751 N Sunset Blvd #320
    Glendale, AZ 85305
    Click Here to Email Us

    Archives

    March 2021
    June 2019
    February 2019
    September 2018
    August 2018
    June 2018
    May 2018
    April 2018
    March 2018
    January 2018
    December 2017
    October 2017
    September 2017
    August 2017
    May 2017
    March 2017
    February 2017
    January 2017
    November 2016
    October 2016
    September 2016
    August 2016
    April 2016

    Categories

    All
    FAQs
    Financial
    Insurance
    Local
    Safety

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Privacy Policy
Agent Login

Social Media

Facebook


Contact Us

Copper Mountain Insurance Solutions
6751 N Sunset Blvd #320
Glendale, AZ 85305
(602) 412-3366
Click Here to Email Us

Location

Website by InsuranceSplash